And workers compensation provides reimbursement regardless of who’s at fault for an on-the-job injury. If the injury occurs during the normal scope of normal job duties, workers compensation will pay all applicable benefits.
What Does Workers Compensation Cover?
Workers Compensation covers several expenses related to a worker’s recovery from an on-the-job incident:
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- Lost-time payments
- Medical care reimbursement
- Rehabilitative services payments
When Should I carry Workers Compensation Insurance?
In terms of required coverage, Texas workers compensation law provides business owners with greater flexibility compared to other states. However, even if you’re not legally required to carry workers compensation, Short Insurance recommends it. If an employee sustains an on-the-job injury, responsibility for related medical payments and lost wages will ultimately fall on you, the business owner.
For more information regarding Texas Workers Compensation, you can visit: http://www.tdi.texas.gov/wc/employer/index.html.
Contact Short Insurance Agency for a Free Workers Compensation Insurance Quote
At Short Insurance, we’re dedicated to helping all our clients make informed coverage decisions. That’s why we’re here to answer your every question regarding workers’ compensation or about any of our other numerous commercial insurance products.
If you’re ready to see how much you could save on workers’ compensation insurance for your business, call Short Insurance Agency today at 806-763-4409. For a free online workers compensation insurance quote, just click over to the Short Insurance Agency Quote Page.