Personal Umbrella Insurance: A Remedy for Payout Shortfalls
You can prevent payout shortfalls with personal umbrella insurance from Short Insurance Agency. Umbrella insurance starts paying once standard policies reach their liability limits. Umbrella policies offer multiple supplemental coverages, including some that might be excluded from standard insurance.
When Do I Need Personal Umbrella Insurance?
If a guest in your home suffered an injury and sued you for damages, a legal award could easily exceed the coverages provided by a standard home insurance policy. The same goes for a standard auto insurance policy if another driver, other passengers, or even your own passengers were injured in a wreck wherein you were driving. The same holds true for a boat insurance policy.
What Policy Types Can Personal Umbrella Insurance Supplement?
Personal insurance umbrella policies can be used to supplement:
- Homeowners policies
- Auto and motorcycle policies
- Boat policies
For a Free Personal Umbrella Insurance Quote, Contact Short Insurance Agency
At Short Insurance Agency, we believe that personal umbrella insurance is the best way to be truly ready for anything. A personal umbrella policy from Short will give you the peace of mind that comes through an extra layer of insurance protection.
If you’re shopping for personal umbrella insurance in Lubbock, TX, or are interested in learning more, we’d be thrilled to hear from you! As an independent insurance agency in Lubbock Texas, we partner with numerous personal umbrella insurance carriers, and will do the shopping around for you!
We’ll answer all your questions about personal umbrella insurance and help you make informed coverage decisions. For a free personal insurance quote, just click over to the Short Insurance Agency Quote Page, or call our agency today at 806-763-4409.